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Open Banking EU: update CBPII docs section #205

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Aug 14, 2025
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Open Banking EU: update CBPII docs section #205

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20 changes: 16 additions & 4 deletions source/includes/_eu.md
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Expand Up @@ -11,7 +11,7 @@ Like our UK Open Banking API, our EU PSD2 Dedicated Interface is also built to t

## Supported Endpoints

Monzo's EU PSD2 API currently only supports Account Information Services. Payment Initiation Services and the Confirmation of Funds API (CBPII) will be available at a later date.
Monzo's EU PSD2 API currently only supports Account Information Services (AIS) and Confirmation of Funds API (CBPII). Payment Initiation Services (PIS) will be available at a later date.

## Well-Known Endpoints

Expand All @@ -30,9 +30,10 @@ The Base URLs also differ, with sandbox now on `openbanking-s101.eu.monzo.com`

##### Base URLs

<span class="hide">Environment</span> | <span class="hide">Base URL</span>
------------------------------------|--------------------------------------
Sandbox | `https://openbanking-s101.eu.monzo.com/open-banking/v3.1/aisp`
<span class="hide">Service</span> | <span class="hide">Environment</span> | <span class="hide">Base URL</span>
-----------------------------------|---------------------------------------|--------------------------------------
AIS | Sandbox | `https://openbanking-s101.eu.monzo.com/open-banking/v3.1/aisp`
CBPII | Sandbox | `https://openbanking-s101.eu.monzo.com/open-banking/v3.1/cbpii`

## Dynamic Client Registration

Expand Down Expand Up @@ -278,3 +279,14 @@ See <a href="/open-banking/#balances">Balances</a> section.
<aside class="warning">
We do not support the <a href="/open-banking/#pots">pots endpoint</a> for the EU. Please use the <a href="/open-banking/#eu-accounts">EU Accounts endpoint</a> to fetch the list of pots.
</aside>

## EU Confirmation of Funds API

It works in the same way as described in the <a href="/open-banking/#confirmation-of-funds-api">Confirmation of Funds API</a>, with some differences outlined below.

### EU Confirmation of Funds

See <a href="/open-banking/#confirmation-of-funds">Confirmation of Funds</a> section.

* You can identify a `DebtorAccount` using the `UK.OBIE.IBAN` scheme. We will return an error for any other `SchemeName`.
* In the EU, a customer's pots are considered accounts, so you can identify them in the `DebtorAccount` section.