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publish: Merge pull request #205 from monzo/alexturkin-eu-cbpii-update
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open-banking/index.html

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@@ -507,6 +507,9 @@
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<li>
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<a href="#eu-account-information-services-api" class="toc-h2 toc-link" data-title="EU Account Information Services API">EU Account Information Services API</a>
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</li>
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<li>
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<a href="#eu-confirmation-of-funds-api" class="toc-h2 toc-link" data-title="EU Confirmation of Funds API">EU Confirmation of Funds API</a>
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</li>
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</ul>
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</li>
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</ul>
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<h2 id='api-specification'>API Specification</h2>
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<p>Like our UK Open Banking API, our EU PSD2 Dedicated Interface is also built to the <a href="https://openbankinguk.github.io/read-write-api-site3/v3.1.11/profiles/read-write-data-api-profile.html">Open Banking spec</a>. This means the structure of requests and responses is for the most part the same, with any differences reflecting product differences between UK and EU regions.</p>
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<h2 id='supported-endpoints'>Supported Endpoints</h2>
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<p>Monzo&#39;s EU PSD2 API currently only supports Account Information Services. Payment Initiation Services and the Confirmation of Funds API (CBPII) will be available at a later date.</p>
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<p>Monzo&#39;s EU PSD2 API currently only supports Account Information Services (AIS) and Confirmation of Funds API (CBPII). Payment Initiation Services (PIS) will be available at a later date.</p>
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<h2 id='well-known-endpoints'>Well-Known Endpoints</h2>
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<p>The Well-Known Endpoints differ from the UK API, and can be seen below:</p>
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<h5 id='endpoints'>Endpoints</h5>
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<h5 id='base-urls-2'>Base URLs</h5>
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<table><thead>
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<tr>
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<th><span class="hide">Service</span></th>
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<th><span class="hide">Environment</span></th>
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<th><span class="hide">Base URL</span></th>
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</tr>
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</thead><tbody>
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<tr>
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<td>AIS</td>
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<td>Sandbox</td>
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<td><code>https://openbanking-s101.eu.monzo.com/open-banking/v3.1/aisp</code></td>
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</tr>
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<tr>
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<td>CBPII</td>
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<td>Sandbox</td>
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<td><code>https://openbanking-s101.eu.monzo.com/open-banking/v3.1/cbpii</code></td>
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</tr>
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</tbody></table>
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<h2 id='dynamic-client-registration'>Dynamic Client Registration</h2>
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<p>We have implemented the <code>POST /register</code> endpoint in version 3.2 of the Open Banking Dynamic Client Registration specification. You can find the <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/1078034771/Dynamic+Client+Registration+-+v3.2">full specification here</a>.</p>
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<aside class="warning">
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We do not support the <a href="/open-banking/#pots">pots endpoint</a> for the EU. Please use the <a href="/open-banking/#eu-accounts">EU Accounts endpoint</a> to fetch the list of pots.
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</aside>
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<h2 id='eu-confirmation-of-funds-api'>EU Confirmation of Funds API</h2>
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<p>It works in the same way as described in the <a href="/open-banking/#confirmation-of-funds-api">Confirmation of Funds API</a>, with some differences outlined below.</p>
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<h3 id='eu-confirmation-of-funds'>EU Confirmation of Funds</h3>
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<p>See <a href="/open-banking/#confirmation-of-funds">Confirmation of Funds</a> section.</p>
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<ul>
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<li>You can identify a <code>DebtorAccount</code> using the <code>UK.OBIE.IBAN</code> scheme. We will return an error for any other <code>SchemeName</code>.</li>
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<li>In the EU, a customer&#39;s pots are considered accounts, so you can identify them in the <code>DebtorAccount</code> section.</li>
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</ul>
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</div>
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<div class="dark-box">

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