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<p>Like our UK Open Banking API, our EU PSD2 Dedicated Interface is also built to the <ahref="https://openbankinguk.github.io/read-write-api-site3/v3.1.11/profiles/read-write-data-api-profile.html">Open Banking spec</a>. This means the structure of requests and responses is for the most part the same, with any differences reflecting product differences between UK and EU regions.</p>
<p>Monzo's EU PSD2 API currently only supports Account Information Services. Payment Initiation Services and the Confirmation of Funds API (CBPII) will be available at a later date.</p>
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<p>Monzo's EU PSD2 API currently only supports Account Information Services (AIS) and Confirmation of Funds API (CBPII). Payment Initiation Services (PIS) will be available at a later date.</p>
<p>We have implemented the <code>POST /register</code> endpoint in version 3.2 of the Open Banking Dynamic Client Registration specification. You can find the <ahref="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/1078034771/Dynamic+Client+Registration+-+v3.2">full specification here</a>.</p>
We do not support the <ahref="/open-banking/#pots">pots endpoint</a> for the EU. Please use the <ahref="/open-banking/#eu-accounts">EU Accounts endpoint</a> to fetch the list of pots.
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</aside>
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<h2id='eu-confirmation-of-funds-api'>EU Confirmation of Funds API</h2>
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<p>It works in the same way as described in the <ahref="/open-banking/#confirmation-of-funds-api">Confirmation of Funds API</a>, with some differences outlined below.</p>
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<h3id='eu-confirmation-of-funds'>EU Confirmation of Funds</h3>
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<p>See <ahref="/open-banking/#confirmation-of-funds">Confirmation of Funds</a> section.</p>
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<ul>
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<li>You can identify a <code>DebtorAccount</code> using the <code>UK.OBIE.IBAN</code> scheme. We will return an error for any other <code>SchemeName</code>.</li>
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<li>In the EU, a customer's pots are considered accounts, so you can identify them in the <code>DebtorAccount</code> section.</li>
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